Radicant - referral code 22c2d7

 

Radicant - Banking and Investments

Radicant is another startup aiming at the combined banking/investment space. It comes with a very fresh look and feel and aims at providing access to green and sustainable opportunities by investment mandate. A quick review on its strengths.

Strengths

  • free of monthly fees for the base banking product
  • 1 cash withdrawal per week is free (after that 1.90 CHF)
  • free bank transfers within Switzerland in CHF
  • BLKB funded startup
  • 1.5% interest on CHF deposits up to 250000 CHF. This is one of the highest a regular bank account, (not a savings account), will net.
  • simple and effective app

Weaknesses
  • no PC login, only smartphone
  • investment management fees may be seen as a little expensive (up to 0.9%) but investment before Jan 31 2024 gets you early bird treatment at half the management fee
  • not a full banking product yet, compared to the likes of Yuh (which comes with FX included and more payment options)
Other minor points to note
  • languages: German/English
Referral code / Gutscheincode
  • 22c2d7
Update May 16, 2024:
This will get you a 50 CHF deposit upon opening and funding 10000 CHF, and a further 150 CHF upon keeping invested for 6 months. Total referral bonus of 200 CHF.

Sign-up from:

Comments

Post a Comment

Popular posts from this blog

Yuh - Banking Winner - referral code i3hew0

Image
  Yuh - Banking Winner Yuh is not the first Neobank as it competes with and was inspired by earlier market entrants Neon, Zak and Yapeal. It is backed by Swissquote and PostFinance. It comes with a very fresh look and feel. A quick review on its strengths. Strengths efficient onboarding process (scan of passport in the app is sufficient, note that bank activation transfer from another account in the same name is required) built in multi currency support from the outset. If you make a payment and there is a balance available in that currency, it will be used free of charge. Only if no balance in that currency is available, will it exchange from another currency. Yuh is a Swiss bank but it can also be opened for residents of the bordering countries (France, Germany, Austria, Italy and Liechtenstein) free of monthly fees 1 cash withdrawal per week is free (after that 1.90 CHF) free bank transfers within Switzerland in CHF as well as major currencies free EUR transfers within Europe 1...
Read more

IBKR Interactive Brokers

  IBKR Interactive Brokers / Wise IBKR is an international online brokerage. A quick review on its strengths. Strengths very good brokerage with access to many many markets funding can be performed from Switzerland too - CHF/EUR/GBP funding can easily be performed by a standard IBAN transfer very competitive USD cash interest rates, currently up to 4.83%  Interest Rates | Interactive Brokers LLC as a safe investment, access into US Bond markets allowing for yields of currently around 5.5% Weaknesses UI can be a little all over the place and take some getting used to Other minor points to note languages: English/German/French/Italian/many others Sign-up to IBKR from:  https://ibkr.com/referral/attila802 This will get you up to 1000 USD in IBKR shares . For every 10000 USD that you deposit you get 100 USD in shares, which vests one year after you made the deposit. UI options Client portal - website Trader workstation - downloadable sofware IBKR mobile - app for smart phone ...
Read more

Frankly - referral code refab75db

Image
  Frankly Frankly is a 3a pension plan backed by ZKB. It comes with a very fresh look and feel. A quick review on its strengths. Strengths efficient onboarding process easy choice of investment product out of sustainable, responsible, passive and then a scale of 5 different strategies each  low all-in-fee of currently 0.44% - just reduced from 0.45%, update January 2024 simple and effective app Weaknesses none Other minor points to note as the total assets under management gets larger, Frankly wants to pass on savings and reduce their fees. the next milestone was communicated at 2.5bn and a resulting 0.44% fee was achieved, January 2024 languages: German/French/English Overall it is a great and well rounded 3a product. To me personally it is one of the most straightforward solutions for the 3a market. It is best combined with a regular (such as monthly) payment (standing order), resulting in dollar cost averaging: Referral code  / Gutscheincode refab75db This will yield ...
Read more