Kasparund - referral code 4N6g13
Kasparund
Kasparund (Kaspar&) is a bank / 3a pension plan startup spinoff from ETH, it promises a fresh concept of investment by rounding up. A quick review on its strengths.
Strengths
- efficient onboarding process (note that activation payment from another bank is required)
- no monthly fees for the banking part
- simple and effective concept, investment by rounding up payments (Aufrunden), for example if you pay 0.50 CHF for a car park, you may round up to 1 CHF and set aside the remainder of 0.50 CHF for investments.
Weaknesses
- bank transfers are only possible to a designated bank account
- overall management fee of 0.85% may be seen as high
Other minor points to note
- languages: German
- the ampersand in Kasparund (Kaspar&) is for including the customer! They put your name next to theirs on the card, which is a unique idea.
Overall it is a compelling idea as it encourages investment of small amounts.
Referral code / Gutscheincode
- 4N6g13
This will get you a 10 CHF deposit.
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Kasparund (Kaspar&) emerges as a bank and 3a pension plan startup spinoff from ETH, offering a fresh investment approach via rounding up payments. Its strengths include an efficient onboarding process and no monthly banking fees. However, limitations like restricted bank transfers and a perceived high management fee of 0.85% dampen its appeal. Notably, its unique customer inclusion feature on cards adds value. Despite drawbacks, Kasparund's focus on encouraging investment, especially within the Switzerland 3rd pillar, presents a compelling proposition for investors.
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