swisskash

  finpension Frankly is an independent 3a pension plan, allowing you to customise and invest in a broad set of funds. A quick review on its strengths. Strengths efficient onboarding process, no ID checks necessary, signup can be done in a few moments from the web easy choice of investment focus out of Credit Suisse, ZKB, UBS a scale of 5 different stock allocations, from 20% to 100% (actually 99% with 1% cash) a focus on Switzerland, Global or Sustainable but customising the asset distribution is also possible, including real estate, gold, crypto (with a 5% allocation) low fee of 0.39% simple and effective app Weaknesses none Other minor points to note languages: German/French/English Overall it is a great and well rounded 3a product. Compared to Frankly, it offers more customisation, which may also make the look and feel more complicated. It is best combined with a regular (such as monthly) payment (standing order), resulting in dollar cost averaging. Referral code  / Gutsche...